Use this free mortgage deposit calculator to estimate how much deposit you may need based on a property price and deposit percentage.
This calculator is for general information only. It does not provide mortgage advice, recommend any mortgage product or assess your eligibility for a mortgage.
Mortgage Deposit Calculator
Estimate your mortgage deposit, loan amount and loan-to-value.
This calculator gives an estimate only based on the property price and deposit percentage you enter. It does not include mortgage fees, valuation fees, legal costs, stamp duty, insurance, lender criteria or affordability checks. It does not provide mortgage advice or recommend any mortgage product. Your home may be repossessed if you do not keep up repayments on your mortgage.
How this calculator works
This calculator multiplies the property price by the deposit percentage you enter to estimate the deposit amount. It then subtracts the deposit from the property price to estimate the mortgage amount.
Loan-to-value, often called LTV, is calculated by comparing the estimated mortgage amount with the property price.
This calculator is for general information and estimate purposes only. It does not provide mortgage advice, recommend a mortgage product or assess whether you are eligible for a mortgage. Always speak to an appropriately authorised mortgage adviser or lender before making mortgage decisions.
Plan deposit, income and repayments
Use these related calculators and job pages to compare deposit planning, mortgage repayments and income options.