Financial Planner (Desk-Based)

Job Title: Financial Planner (Desk-Based)

Location: Newcastle

Salary: Up to £55,000

Job Reference: 10420

Recruit UK are looking for a Financial Planner (Desk -Based). If you have a passion for financial planning and delivering outstanding client outcomes. Whether you're currently working as a Paraplanner, Mortgage Adviser, Financial Planning Associate, or in a similar role, you're looking for an opportunity to take the next step in your career within a supportive and forward-thinking environment.

If you hold the Level 4 Diploma in Regulated Financial Planning and are looking to develop your career within a growing advice team, we'd love to hear from you.

About the Role

This is an exciting opportunity to join a highly successful and technology-driven financial planning team as a Financial Planner. You'll provide desk-based financial planning advice and ongoing service to an established client bank, supporting clients with investable assets of up to £250,000.

Working within a hybrid environment, you'll focus on building strong client relationships, delivering holistic financial planning solutions, and helping clients achieve their long-term financial goals.

As a Financial Planner, you will:

• Manage and develop relationships with an existing client portfolio.
• Proactively engage with clients to review their financial planning needs and deliver ongoing advice.
• Convert existing legacy clients to the firm's ongoing service proposition.
• Provide holistic financial planning advice across investments, pensions, protection, and retirement planning.
• Generate new business opportunities through proactive client engagement and referrals.
• Work collaboratively with colleagues across the wider business to identify cross-selling opportunities.
• Deliver an exceptional client experience through timely communication and high-quality advice.
• Utilise industry-leading technology and systems to enhance client outcomes and adviser efficiency.

What We Offer

• A growing and supportive financial planning team.
• Exposure to an established client bank and quality business opportunities.
• Hybrid working model (3 days office-based, 2 days from home).
• Ongoing professional development and support with maintaining your SPS and technical knowledge.
• Access to innovative technology designed to improve both adviser and client experiences.
• Clear opportunities for long-term career progression within a leading wealth management business.
• A collaborative culture focused on client outcomes, professional development, and continuous improvement.

Key Responsibilities

• Deliver holistic financial planning solutions tailored to individual client needs.
• Review and service existing clients as part of the firm's ongoing advice proposition.
• Achieve revenue and business development targets.
• Identify opportunities to generate additional advice income and referrals across the wider group.
• Ensure all client recommendations and reports meet regulatory and internal compliance standards.
• Maintain detailed knowledge of financial planning products, legislation, and market developments.
• Adhere to Consumer Duty, Treating Customers Fairly (TCF), and Regulatory Conduct Risk (RCR) principles.
• Maintain strong relationships with both internal stakeholders and external professional introducers.
• Ensure excellent client outcomes through high-quality advice and service delivery.
• Identify and recommend process improvements to enhance client experience and regulatory compliance.

Skills & Experience

• Diploma in Regulated Financial Planning (Level 4) – Essential.
• Experience within Financial Planning, Paraplanning, Wealth Management, or Private Client services.
• Strong technical knowledge across pensions, investments, and protection planning.
• Excellent communication and relationship-building skills.
• Strong attention to detail and analytical ability.
• Ability to manage workload effectively and meet deadlines.
• Experience using CRM systems, databases, Microsoft Word and Excel.
• Cashflow modelling experience desirable but not essential.
• A client-focused approach with a commitment to delivering excellent outcomes.

Benefits

• Competitive salary
• Private Medical Insurance post probation
• Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee)
• 25 days Annual Leave (plus buy and sell up to 5 days)
• Office Christmas close (3-days)
• Life Assurance
• Health cash plan
• Hybrid working
• Discretionary performance related bonus
• Employee Assistance Programme

Why Join Us?

This is an excellent opportunity for an ambitious financial services professional who wants to build a long-term career within financial planning. You'll join a business that invests heavily in technology, values professional development, and provides the tools, support, and client opportunities needed to succeed.