Harnham - Data & Analytics Recruitment
Senior Credit Risk Analyst
Salary
£50,000-£55,000
Location + work pattern
London (Hybrid – 3 days in office, 2 from home)
THE COMPANY
This organisation operates within the consumer lending space with a strong focus on financial inclusion and ethical lending practices. They are committed to improving accessibility to credit while supporting customers through transparent and responsible solutions. The business is growing and investing heavily in its data and risk capabilities.
THE ROLE
This is a high-impact position sitting within the credit risk function, focused on both analytics and strategy. You will work closely with senior stakeholders to enhance decisioning, monitor performance, and shape future lending strategies.
Specifically, you can expect to be involved in:
- Analysing portfolio performance and identifying trends across the credit lifecycle
- Developing and maintaining dashboards and reports using SQL and Power BI
- Supporting scorecard development, monitoring, and optimisation
- Translating business needs into data-driven solutions and recommendations
- Contributing to credit strategy, policy development, and risk mitigation initiatives
YOUR SKILLS AND EXPERIENCE
- Strong experience in credit risk within consumer lending, banking, or fintech
- Ability to work with data to analyse performance and inform business decisions
- Proficiency in SQL and Power BI for data extraction, analysis, and visualisation
- Understanding of credit models, scorecards, or lending strategies
- Strong communication skills, with the ability to present insights clearly
THE BENEFITS
- Opportunity to work in a growing, purpose-led organisation
- High level of exposure to senior stakeholders and strategic projects
- Chance to influence key credit risk decisions and business direction
- Collaborative and supportive team environment
THE PROCESS
- Initial interview
- Final stage in-person interview
- Offer!
HOW TO APPLY
Please register your interest via the apply link on this page.
To apply for this job please visit www.reed.co.uk.
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